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3.: Corporate banking in India is a highly competitive area and there is highly intense competition among public sector banks, private players, and foreign players. Though market share is still held high by public sector banks, private and foreign players are getting more and more customers through their advanced technologies, speedy decision-making and customer-centric approach. Hence, it is forcing all to innovate constantly and bring costs down with improvement in efficiency.
4. Technological Disruptions: Technology is both threat and opportunity. Banks need to continuously serve more and more demanding customers for more and more digital services, which demand high investments in technology as well as technical personnel. The increasing concern relates to the Cyber security issues,

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